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	<title>Vital Money&#187; Insurance</title>
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		<title>Group Insurance Schemes</title>
		<link>http://vital-money.com/289/group-insurance-schemes.htm</link>
		<comments>http://vital-money.com/289/group-insurance-schemes.htm#comments</comments>
		<pubDate>Mon, 02 Mar 2009 13:25:28 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[group insurance]]></category>

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		<description><![CDATA[
This is a common question about group insurance schemes. &#8220;I am provided with a group insurance and group H&#38;S (Hospitalization and Surgery) scheme by my employer. Isn&#8217;t that sufficient to cover me?&#8221;
Group insurance is usually given as a basic cover by employers. Employers give such benefits to attract and retain staff. Also it is better [...]]]></description>
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		<title>The Importance of Insurance</title>
		<link>http://vital-money.com/197/the-importance-of-insurance.htm</link>
		<comments>http://vital-money.com/197/the-importance-of-insurance.htm#comments</comments>
		<pubDate>Tue, 10 Feb 2009 15:05:58 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://vital-money.com/197/the-importance-of-insurance.htm</guid>
		<description><![CDATA[Last December, a landslide hit my friend&#8217;s house and it really brought home the importance of insurance cover. While I&#8217;ve done claims including medical claims as well and cancer claims, this is the first time there were several different types of claims, all at the same time. The claims included medical claims for my client [...]]]></description>
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		<title>Should I Buy Medical Insurance</title>
		<link>http://vital-money.com/60/should-i-buy-medical-insurance.htm</link>
		<comments>http://vital-money.com/60/should-i-buy-medical-insurance.htm#comments</comments>
		<pubDate>Mon, 28 Jul 2008 15:47:31 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://vital-money.com/should-i-buy-medical-insurance.htm</guid>
		<description><![CDATA[
Should I buy medical insurance when I&#8217;m already covered by my employer? This is a common question I get and I understand why you might ask it.
There are 2 things on your mind. First, should I pay my own money for something I might not need until I retire and secondly, should I depend on [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Investment Linked Funds Performance</title>
		<link>http://vital-money.com/48/investment-linked-funds-performance.htm</link>
		<comments>http://vital-money.com/48/investment-linked-funds-performance.htm#comments</comments>
		<pubDate>Mon, 30 Jun 2008 00:21:42 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investments]]></category>

		<guid isPermaLink="false">http://vital-money.com/?p=48</guid>
		<description><![CDATA[Just went through the annul report for investment linked funds for 2007. This time, Prudential sent the annual report in CD format instead of a small thick book. Apparently, quite a few other insurance company also sent out CD versus hard copy version.
For all those customers who have neither the time or interest to look [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don&#8217;t Buy Insurance To Cover This</title>
		<link>http://vital-money.com/45/dont-buy-insurance-to-cover-this.htm</link>
		<comments>http://vital-money.com/45/dont-buy-insurance-to-cover-this.htm#comments</comments>
		<pubDate>Fri, 13 Jun 2008 03:10:27 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://vital-money.com/dont-buy-insurance-to-cover-this.htm</guid>
		<description><![CDATA[Folks, insurance tends to be a serious matter. Sometimes there is mistakes and humor involved. Now most of us recognize the importance of having different types of insurance cover for different risk i.e. life, medical, accident, fire etc.
However, I don&#8217;t think we need (or want) coverage as shown in the advertisement below.

]]></description>
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		<title>Insurance &#8211; Not All The Same</title>
		<link>http://vital-money.com/38/insurance-not-all-the-same.htm</link>
		<comments>http://vital-money.com/38/insurance-not-all-the-same.htm#comments</comments>
		<pubDate>Wed, 04 Jun 2008 05:29:35 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[medical insurance]]></category>

		<guid isPermaLink="false">http://vital-money.com/?p=38</guid>
		<description><![CDATA[Many people say that Malaysians in general don&#8217;t like to read. I don&#8217;t think that is accurate. More likely, we read what we like to read, but generally most people don&#8217;t like to read their insurance policies. Here are some policies I extracted to show that not all medical plans i.e. hospitalization and surgery are [...]]]></description>
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		<title>Critical Illness Cover &#8211; Why You Need Sufficient</title>
		<link>http://vital-money.com/34/critical-illness-cover-why-you-need-sufficient.htm</link>
		<comments>http://vital-money.com/34/critical-illness-cover-why-you-need-sufficient.htm#comments</comments>
		<pubDate>Wed, 04 Jun 2008 05:26:42 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[medical insurance]]></category>

		<guid isPermaLink="false">http://vital-money.com/?p=34</guid>
		<description><![CDATA[Over the past 4 to 5 years, most people in Malaysia especially in urban areas are well aware of having medical cover. The cost of even minor treatments in private hospitals are getting prohibitive for many where an appendix operation can cost RM 5,000 or more.

Although this is good news many people forget that critical [...]]]></description>
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		<title>Children Need Medical Insurance Too</title>
		<link>http://vital-money.com/31/children-need-medical-insuranc-too.htm</link>
		<comments>http://vital-money.com/31/children-need-medical-insuranc-too.htm#comments</comments>
		<pubDate>Wed, 04 Jun 2008 05:24:56 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Must Read]]></category>
		<category><![CDATA[medical insurance]]></category>

		<guid isPermaLink="false">http://vital-money.com/?p=31</guid>
		<description><![CDATA[Many parents are concern about their children&#8217;s health. After all, it is not cheap for them to be admitted to hospital. But many think that their children won&#8217;t be affected by more serious illness. According to TheSun, every year 1,200 children in Malaysia contract cancer! The most common being leukemia being 40% of the cancer [...]]]></description>
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		<title>Young Cancer &#8211; 1200 Every Year!</title>
		<link>http://vital-money.com/18/young-cancer-1200-every-year.htm</link>
		<comments>http://vital-money.com/18/young-cancer-1200-every-year.htm#comments</comments>
		<pubDate>Wed, 21 May 2008 04:37:15 +0000</pubDate>
		<dc:creator>James</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://vital-money.com/?p=18</guid>
		<description><![CDATA[This is an article I got from the Sun newspaper. Statistics from the National Cancer Registry reveal there are 1,200 cases of cancer in children every year. From 2003 to 2005, the five most common types of cancers among Malaysian children are: –

leukemia (40%),
lymphomas (10%),
tumour of the central nervous system (9%),
germ cell tumours (6%) and
soft [...]]]></description>
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